Medical & Healthcare Financial Services - Equipment Loans

Whether you're updating information systems or equipping a new exam room, our customized equipment financing program is designed to meet your specific needs so you can deliver a better patient experience and ensure your practice continues to thrive.

We make it easy for you to acquire the tools you need to deliver superior care to your patients without making a large capital investment. We finance all types of equipment including surgical, imaging, and diagnostic. Cornerstone also finances mobile medical vans.

Cornerstone can customize financing programs for your expansion and relocation needs. CORNERSTONE is uniquely positioned to provide an array of financing options to surgery centers and the unique challenges that they face. We offer both Capital Lease Finance Transactions, Tax Leases, Operating Leases as well as an outstanding Accounts Receivable Financing (NOT FACTORING) but a true asset based lending that will allow you to recognize your outstanding AR up to 150 days. This will allow you to collect on a daily basis up to 85% of your net collectables.

As a company, CORNERSTONE’S first 20 transactions were Pharmacy and Pharmacy related transactions. We are proud to say that we have provided financing on over 900 institutional pharmacy transactions and in excess of 125 retail pharmacy transactions.

CORNERSTONE has worked as a vendor finance partner for companies such as MHA and are currently the exclusive indorsed finance partner of FPN which is comprised of over 15,000 retail pharmacies and pharmacists.

In today’s healthcare market, CORNERSTONE is uniquely positioned to provide financing solutions to rural hospitals, critical access hospitals, hospitals (200 beds and under) as well as struggling hospitals with a tailored financing solutions to fit many if not all of their needs. So many times equipment purchases are delayed or postponed all together because there is a lack of funds in the capital equipment budget, that problem is compounded if the profit & loss statement as well as the balance sheet is showing losses

Cornerstone is extremely interested in developing a vendor relationship with your company. We feel that our vendor programs are some of the strongest in the industry. The information below will serve to give you a brief snap shot of what we have to offer your company.

• Over a 95% approval ratio on all transactions submitted.

• Over an 86% funding rate of approved transactions

• 50% prefunding on most transactions – credit dependent

• 50% payment on delivery & acceptance

We maintain a relationship with 3 funding institutions that provides outstanding Accounts Receivable Financing. The rates are dependent upon the amount of accounts receivable to be considered, the length of the contract and the credit of the medical facility requesting funds. Some rates run as low as 5%. This is Asset Based Lending and is not factoring.

Our Accounts Receivable Financing allows you to fund your net collectables out 150 days on 3rd party medical billing. Unlike your local banking partner who in most cases will only go out 90 days. With the continual changes in our medical climate doesn’t it make sense to investigate the advantages that our program could offer you?

We are an excellent option to provide financing on your Information Technology, Electronic Medical Records, Software and Hardware and Automation.

If you are a customer looking to finance your transaction we offer extremely competitive rates, terms and conditions. Most transactions are financed with no down payment which is 100% financing.

If you are a vendor looking to provide financing for your customer please look at our vendor page and see all of the excellent benefits we have to offer you

We are able to assist you in your acquisition of a new business by helping you evaluate, package, pull the necessary reports and by submitting your package to a lending institution either through an SBA Loan or a Conventional Loan.

Our rates are extremely competitive. Please allow us the opportunity to quote on your project.